ila Premium, a world of amazing benefits

  • World Debit Premium - Card Image
ila Premium is designed to complement your lifestyle, offering you a world of exclusive benefits that includes discounts on our banking services as well as special offers on shopping outlets, restaurants, hotels and travel benefits.
Worldebit benefits

ila Premium Benefits

Higher Interest Rates
Get better interest rates on all accounts offered by ila. Click here to calculate the interest.


Up to 50% less on fees and charges
Benefit up to 50% discount on all banking fees and charges including international transfer and transaction fees.


Better foreign exchange rates
Travel & shop online with up to 50% better rates on cross currency transfers within ila.


Exclusive discounts and offers
Enjoy a range of exclusive discounts and offers with our partners 


World Mastercard Benefits
Unlocking a world of travel, lifestyle, and insurance benefits.


Higher transaction limits
Spend equivalent to BHD 3,500 on withdrawals or in store.


Second Bahraini Dinar Account
Now you can open a second Bahraini Dinar account right from your app to help you in separating your finances and to manage your spendings.
World debit cards

World Mastercard Benefits


Enjoy travel benefits using your ila Premium card:
- Up to 10% cashback on Booking.com, click here
- European Shopping Village Offers including Bicester village
- 30% discount on shipping using MyUS
- Get 10% off when you book your flight or hotel on cleartrip.com using promo code: MCWORLD. T&Cs apply.


For more benefits

Taking care of what is important to you

  • Plane Icon
    Access to Airport lounges
    With your world debit card get unlimited access to over 1,100 airport lounges worldwide



  • insurance iconweb
    Comprehensive Travel Insurance
    Travel the world stress free, whether your flight gets delayed or your luggage goes missing. Our travel insurance has got you covered.


  • gadget icon
    Gadget Insurance
    Protect your valuable electronic gadgets, whether you dropped your phone or lost it, we will cover up to $1000 of the cost to repair or replace it.


  • ecom protect icon
    Online Shopping Protection
    Shopping online has never been safer . Missed packages, damaged items & wrong deliveries are all covered under our eCommerce protection plan. So go ahead, shop away!


- ila Premium cardholders should present their membership of Mastercard travel pass to gain access to airport lounges.


- Complimentary access to airport lounges is for ila Premium cardholders only. The cardholder will be charged $32 per any subsequent guest attendee.

Offers image - prem

ila Premium exclusive offers



Treat yourself and enjoy a range of discounts and offers with partners exclusive for our Premium customers!


- Up to 15% discount at AlAreen
- 10% on total at Bateel
- 20% discount on total bill at Flat White
- Up to 25% discount at Optica
- Complimentary room upgrade, discounts on restaurants and more at Sofitel



For more offers

Debit Cards Comparison

ila Classic

ila Premium

Minimum Balance Requirement



Dormant Account Fee

BHD 5.500

BHD 5.500

Sending Fawri+ Payments

(for amounts under BHD 100)



Sending Fawri+ Payments

(for amounts over BHD 100)

BHD 0.110


Sending Fawri Payments

BHD 0.110


Sending International Transfers

BHD 5.500

BHD 2.750

ATM, POS and Online Transactions - Bahrain



ATM Cash Withdrawal - GCC

BHD 1.100

BHD 0.880

ATM Cash Withdrawal - International

3.30% of the amount

2.97% of the amount

POS and online transactions for same currency



POS and online transactions for cross currency

3.30% of the amount

2.97% of the amount

Cardupgrade web

Joining ila Premium is easy!

Are you already an ila customer? If not, start by opening an ila account, it only takes a few minutes.
1. Go to the cards section in the app
2. Select the ila World Debit Card and tap "Upgrade"


Like what you see? Start your ila journey today

Download the app and experience banking that reflects you.